$89,900
$889/mo
Estimated monthly Section 8 cashflow
Refreshed Jun 9, 2026
540 W 120th St, Chicago, IL 60628
Chicago, IL 60628
4 bd · 3 ba
Est. rent $2,190/mo · HUD 2025 SAFMR · ZIP 60628
$89,900
$889/mo
540 W 120th St, Chicago, IL 60628
Chicago, IL 60628
4 bd · 3 ba
Est. rent $2,190/mo · HUD 2025 SAFMR · ZIP 60628
Refreshed Jun 9, 2026
Fair Market Rent
4-bedroom
2024$2,140
2025$2,190
YoY change+2.3%
2026$2,220
Source: HUD 2025 Fair Market Rent · ZIP 60628
Housing authority (multiple)
- IL025Housing Authority Cook County10 S La Salle St Ste 2200, Chicago, IL, 60603Phone
Estimated monthly cashflow
$889
HUD 2025 SAFMR · ZIP 60628
Assumes 25% down · 7.20% APR · 30-yr fixed.
Section 8 rent$2,190
HUD 2025 SAFMR · ZIP 60628
Property tax-$90
From listing data
Cap rate18.0%Cash-on-cash42.4%DSCR2.94
Open the calculator to change assumptions.
Estimates only, based on HUD FMR and conservative defaults. Verify all numbers independently. Not investment advice.
5-year projection
FRED-drivenTotal cashflow
$66,252
Appreciation
$14,319
Total return
320%
Annualized IRR
33.3%
Annual cashflow
Y1
$11,474
Y2
$12,323
Y3
$13,210
Location
Crime Data
FBI 2025Crime rating
7.2/ 10
Lower reported crime
Violent / 100k
256
Property / 100k
1,549
7.0-10 means lower FBI-reported crime rates, a generally safer signal.
Source: FBI Crime Data Explorer · Reported rates per 100,000; verify local block-level conditions